1. Regulatory framework
As an entity regulated by the CMA UAE (licence 0012705) and incorporated in Saint Lucia (IFC 2026-00139), AP Markets complies with international standards for the prevention of money laundering and terrorism financing, including FATF recommendations, OFAC, UN and EU sanctions, and local legislation applicable to each jurisdiction where it operates.
2. General principles
Our programme rests on four pillars: (a) identification and verification of each client; (b) continuous risk assessment; (c) ongoing transaction monitoring; (d) reporting of suspicious transactions to the competent authorities where required.
3. Identification and verification (KYC)
Before enabling your account we request information that allows us to identify you reliably. This verification is mandatory, non-negotiable, and must be completed before trading with real funds.
Documents required
Individuals: valid government-issued photo ID (passport, national ID or driving licence), recent proof of address (utility bill, bank statement), proof of source of funds where applicable and, if applicable, proof of professional activity or bank account. For clients classified as Politically Exposed Persons (PEP) we apply enhanced due diligence.
4. Risk classification
Each client is assigned a risk category (low, medium, high) based on their profile, jurisdiction, source of funds, type of activity and other factors. The category determines the frequency of ongoing diligence and the applicable controls. Relationships with unacceptable risk are declined or terminated.
5. Transaction monitoring
We apply automated rules and human review to detect unusual patterns: structured deposits or withdrawals, transactions inconsistent with the stated profile, use of high-risk jurisdictions, and other indicators. We may request additional information or suspend the account during a review.
6. Excluded jurisdictions
AP Markets does not provide services to residents of Afghanistan, Cuba, Iraq, Islamic Republic of Iran, Liberia, Libya, Myanmar, Palestine, Russian Federation, Somalia, Syrian Arab Republic, Sudan, Yemen, United Kingdom, United States, nor to any jurisdictions on FATF and EU/UN sanctions lists. Information on this site is not intended for distribution to or use by persons or entities in jurisdictions where such distribution or use would be contrary to local law. For residents of the United Arab Emirates, services are provided by AP Markets (Dubai Branch).
7. Record retention
We retain KYC and transaction records for a minimum of 5 years from the closure of the business relationship or the last transaction, whichever is later, without prejudice to longer periods imposed by applicable regulation.
Have questions?
Write to legal@ap-markets.com, or to privacy@ap-markets.com for privacy and data-protection enquiries.